How do I become a Habitat homeowner?
Do you or someone you know need decent, affordable housing? Apply for a Habitat home with your local Habitat for Humanity.
Each Homeowner Selection Committee considers applications based on three criteria:
The applicant’s need for a decent, affordable and safe home.
Their willingness to partner with Habitat.
Their ability to repay a mortgage through an affordable payment plan.
Need can be determined based on a variety of factors, including crowding, high cost, safety, structural damage, etc.
As part of their willingness to partner, applicants must demonstrate good faith and diligence in the application process. Habitat’s home buyers invest hundreds of hours of their own labor, called sweat equity, working alongside volunteers and other Habitat homeowners.
The affiliate sells the completed home to the new Habitat homeowner with a 0% (or equivalent) mortgage with affordable monthly payments. Those payments to help fund the next Habitat home.
Habitat for Humanity follows federal fair housing law and practices a nondiscriminatory policy for homeowner selection.